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Tuesday, October 18, 2016
Update by Reagan Reeve,
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New Research Estimates 1.8 Million Jobs Erased by $12 Federal Minimum Wage

Columbus, OH (October 18, 2016) – Raising the federal minimum wage to $12 per hour could reduce private sector employment by 1.8 million jobs over 10 years and cut economic output by $2 trillion, according to a new report released today by the National Federation of Independent Business (NFIB).

“Both candidates for president have expressed support for raising the minimum wage, and it’s important for voters to understand the consequences,” said NFIB President and CEO Juanita Duggan.  “Raising the minimum wage to $12, without any connection to the economy or business conditions, has the potential to devastate small businesses and wipe out nearly two million jobs.”

Duggan pointed out that neither Donald Trump nor Secretary Clinton has been asked about raising the minimum wage in any of the presidential debates so far.  The candidates will meet tomorrow night for their final nationally televised exchange before the election on November 8th.

“This is a very important issue that deserves more serious treatment from all of the candidates running for federal office this year,” she said. 

The NFIB report assumes an increase in the federal minimum wage to $12 per hour phased in by 2019, and then increased every year thereafter based on inflation.  Secretary Clinton has already called for a $12 minimum wage.  Mr. Trump has also publicly said that he would support a federal increase, although he hasn’t been specific on how high the rate should be raised. 

According to the Bureau of Labor Statistics, 3.3 percent of all hourly workers currently earn the federal minimum wage of $7.25.  Raising the wage to $12 would increase the cost of labor for those workers by 65 percent.

Small businesses would be affected disproportionately.  According to the NFIB research, 57 percent of the jobs that would disappear would come from small businesses. Ohio alone would lose an estimated 74,000 jobs by 2026.

“Ohio has fought to make our economic comeback from the past recession.  The important legislation that has emerged from the Ohio Legislature in recent years has allowed entrepreneurs to grow and reinvest in their small businesses.  This proposed federal jobs killer could slam the brakes on our recovery,” said Roger Geiger, Vice President and Executive Director of NFIB/Ohio.

Click here to view the entire report.  For more information about NFIB, please visit


For more than 70 years, the National Federation of Independent Business has been the Voice of Small Business, taking the message from Main Street to the halls of Congress and all 50 state legislatures. NFIB annually surveys its members on state and federal issues vital to their survival as America's economic engine and biggest creator of jobs. NFIB’s educational mission is to remind policymakers that small businesses are not smaller versions of bigger businesses; they have very different challenges and priorities. More information is available online at


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Thursday, September 29, 2016
Update by Reagan Reeve,
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Affordable Legal Services and ID Protection from LegalShield

Legal advice is often expensive and not readily available. In a sea of unrealistically expensive legal counsel, LegalShield provides affordable legal services. Under the protection of Legalshield, you and your family can live your lives on your terms, and be worry-free every night and day.

In addition to legal services, LegalShield offers identity theft protection. Identity theft is an ever-looming threat capable of striking any person at any time. If you don’t think identity fraud is a real threat, consider this: identity fraud has accounted for 112 billion dollars in the past six years in the United States alone.

Affordable legal and identity theft services. LegalShield gives you the ability to talk to a lawyer on any personal legal matter without worrying about high hourly costs.For one flat monthly fee, you can access legal advice, no matter  how traumatic or trivial the issue.

IDShield is the best way to protect your identity guaranteed. If you become a victim of identity theft, we spend up to $5 million to do whatever it takes, for as long as it takes, to restore your identity.

For additional information, contact Freda Allen at (513) 967-9100, or 

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Thursday, September 08, 2016
Update by Reagan Reeve,
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Florida SBDC Emergency Bridge Loan Program

Emergency Bridge Loan Program Activated to Aid

Businesses Impacted by Hurricane Hermine

Florida SBDC Network Stands Ready to Assist,

Encourages Businesses to Complete Disaster Assessment

Florida SBDC Network Headquarters (Pensacola, Fla.) - Florida businesses that have been impacted by Hurricane Hermine may now apply for short-term, interest-free loans through the Florida Small Business Emergency Bridge Loan Program. Activated yesterday by Governor Rick Scott, the bridge loan program helps bridge the gap for small businesses between the time impact occurs until other resources are available, including insurance claims or federal assistance. The deadline to apply is October 31, 2016.

Under the program, eligible small businesses with two to 100 employees can apply for loans for up to $25,000 for 90 or 180 day terms. To be eligible, a business must have been established prior to August 31, 2016, be located in the 51 affected counties, and demonstrate economic or physical damage as a result of Hurricane Hermine.

The following Florida counties are currently approved for the emergency bridge loan program: Alachua, Baker, Bay, Bradford, Brevard, Calhoun, Citrus, Clay, Columbia, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Hernando, Hillsborough, Holmes, Jackson, Jefferson, Lafayette, Lake, Leon, Levy, Liberty, Madison, Manatee, Marion, Nassau, Okaloosa, Orange, Osceola, Pasco, Pinellas, Polk, Putnam, Santa Rosa, Sarasota, Seminole, St Johns, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton and Washington counties.

The Florida Department of Economic Opportunity (DEO) administers the Florida Small Business Emergency Bridge Loan Program. Governor Scott has allocated $10 million from the General Revenue Fund for the program.

The State of Florida is assessing the damage caused by the recent storm. Small businesses that have incurred losses due to Hurricane Hermine are asked to complete a Business Damage Assessment Survey. The survey will help the State Emergency Response Team determine the needs and level of assistance for impacted businesses. To take the survey, please visit

The Florida SBDC Network, the state's principal provider of business assistance, can provide confidential, no-cost consulting to help affected businesses prepare disaster loan applications and with other post-disaster challenges.

"Our goal is to ensure that small businesses impacted by Hurricane Hermine have access to the resources needed to recover as quickly as possible," said Michael Myhre, CEO and Network State Director for the Florida SBDC Network. "We want businesses to know that we're here to help. Our mission is to help small businesses succeed - especially in times of need."

For more information, and to submit an application, please visit For questions about the Emergency Bridge Loan Program and how the Florida SBDC can help, please contact Florida SBDC Network Headquarters Disaster Coordinator Gerry Goldstein at (850) 898-3489.

About the Florida SBDC Network:

The Florida SBDC Network, the state's principal provider of business assistance, is celebrating its 40th anniversary in 2016. Since its inception, the Florida SBDC Network has nourished a statewide partnership between higher education and economic development to provide emerging and established business owners with management and technical assistance, enabling overall growth, increased profitability, and economic prosperity for the state. Since 2011, Florida SBDCs have provided 401,475 hours of consulting to 45,502 client businesses, resulting in 217,849 jobs created, retained and saved; $29.3 billion in sales growth; $2.1 billion in government contract awards; $947.4 million in capital investments; and 3,857 new businesses started. A statewide network of over 40 centers, the Florida SBDC is funded in part by the U.S. Small Business Administration, Defense Logistics Agency, State of Florida and other private and public partners, with the University of West Florida serving as the network's designated lead host institution. The Florida SBDC Network is nationally accredited by the Association of SBDCs. For more information, please visit

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Sunday, April 03, 2016
Update by John Beagle,
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Protect your Ohio SMB from Identity Theft

BIT or Business Identity Theft, like personal identity theft is on the rise in worldwide and that includes Ohio!

There are criminals fraudulently using SMB names to establish lines of credit with other businesses, governments and financial institutions. Victims of BIT can face real financial damage ranging from a twenty dollar nuisance to total financial collapse.

In Ohio, thanks to Jon Husted, the Ohio Secretary of State, businesses can protect themselves from BIT by subscribing to E-mail alerts directly from the Secretary of State. The service emails the business whenever any filing change or update is made to their state registered account. There is no cost for the service and you can register at:

In order to subscribe for the Business Filing Notification System or unsubscribe for existing notifications(s), business or individuals will need an e-mail address and business charter, registration or license number for each filing, which can be found through an online business search. Click here to search the Ohio Secretary of State’s Business Entity Database. 

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